Category: Mortgages

  • Mortgage Options for Seniors

    Exploring Mortgage Accessibility After 60 Age Impact As individuals reach senior age, mortgage accessibility tends to shift due to factors like retirement income and loan duration. Lenders may scrutinise applications more closely based on age. Navigating mortgage options after 60 can be challenging, with some lenders imposing stricter criteria or offering limited products for older…

  • Buy to Let Mortgages for Limited Companies UK

    Looking to invest in the UK property market? Consider the benefits of buy-to-let mortgages for limited companies. Unlike traditional mortgages, these tailored solutions offer unique advantages for individual landlords seeking to maximise profits, finance costs, and tax efficiency. With increased flexibility and potential cost savings on finance costs, profits, and deals, buy-to-let mortgages for limited…

  • Retirement Mortgages and Mortgages for Over 60s

    Looking to secure your financial future post-retirement? Retirement mortgages and mortgages for over 60s offer unique solutions tailored to your needs, house and pension choices. While traditional mortgages may have age restrictions or income limitations, these specialised options for pension choices provide flexibility and peace of mind. Whether you’re looking to release equity from your…

  • Does CSA Consider Mortgage Payments for Child Support?

    Navigating the complexities of child support calculations can feel like a labyrinth, especially when it comes to understanding what expenses are considered. For many parents, the question of whether mortgage payments factor into the Child Support Agency’s (CSA) assessments is a pressing concern. The CSA’s approach to financial commitments such as mortgages is not always…

  • Spouse’s Death: Rights With No Name on UK Mortgage

    Losing a spouse is an emotionally devastating event, and it can also plunge you into a sea of legal uncertainties, especially concerning homeownership. If your husband has passed away and your name isn’t on the mortgage, you might be wondering about your rights and the next steps to secure your living situation. The intricacies of…