Author: Mobility Extra Team

  • The Art of Researching Mortgage Brokers

    When considering which mortgage broker to choose, the multitude of options available can be overwhelming. As you commence your research, one of the initial steps is to peruse the websites of various brokers. Websites contain a wealth of information about a mortgage broker’s services, expertise, and customer testimonials. Take your time to thoroughly explore their…

  • Mortgage Brokers in Birmingham

    When it comes to an important financial decision like securing a mortgage, finding the right broker is key. These professionals serve as intermediaries between you and potential lenders, providing invaluable expertise and saving you time and effort by comparing various mortgage deals. In the bustling city of Birmingham, UK, where the real estate market can…

  • Benefits of Using a Mortgage Broker

    Using a mortgage broker can expedite the loan application process, provide access to a wider range of loan options, and potentially save borrowers money through competitive rates and negotiation of fees. Additionally, brokers can offer personalised guidance and expertise, making them invaluable resources for navigating the complexities of mortgage financing. Advantages of Using a Mortgage…

  • Tips for managing credit card debt as a pensioner

    Government Assistance for Managing Credit Card Debt The National Council on Ageing (NCOA) offers tailored assistance programmes for older adults, recognising the unique financial challenges they may face. These programmes often include financial counselling and budgeting assistance, helping pensioners gain a better understanding of their financial situation and develop effective management plans. In addition to…

  • Credit card rewards programs in the UK

    Top Credit Card Rewards Programmes in the UK When choosing a rewards credit card, it’s crucial to select one that aligns with your spending habits and lifestyle. The right card can offer significant benefits and perks that complement your financial goals. In the UK, three noteworthy options stand out for their comprehensive rewards and advantages:…

  • Benefits of credit cards for pensioners

    Advantages of Credit Cards for Pensioners Pensioners, while budget-conscious, have unique financial needs and can leverage credit cards to their advantage. One significant benefit is the opportunity to build and maintain a positive credit history. Even if they’ve paid off their mortgage and car loans, having a healthy credit standing creates peace of mind and…

  • Choosing the right credit card for pensioners

    Key Considerations for Pensioner Credit Cards As a pensioner, finding the right credit card is crucial for effectively managing your finances. Whether you’re seeking valuable rewards or low fees and interest rates, it’s essential to carefully consider several key factors before making a decision. First and foremost, take a close look at the age and…

  • How does credit card approval process work?

    Credit Card Application: Required Documents When you’re thrilled about applying for a new credit card, it’s easy to forget that you’ll need to gather some documents first. The good news is, it’s not as complicated as it may seem; just a few things to prove who you are and illustrate how much money you make.…

  • Eligibility requirements for credit cards in the UK

    Eligibility Restrictions for UK Credit Cards When it comes to obtaining a credit card in the UK, certain important restrictions can significantly impact your application. First and foremost, let’s consider age. In the UK, you need to be at least 18 years old to apply for a credit card. This requirement stems from the fact…

  • Interest rates for credit cards in the UK

    Average UK Credit Card Interest Rates in 2024 In 2024, the average interest rate for credit cards in the UK is approximately 19.54%, compared to around 20.19% in the previous year. This slight decrease is noteworthy and often reflects changes in the larger economic landscape, particularly with regard to decisions made by institutions like the…